选择检查 Account

获得3.年* 50% on balances of $250,000 and greater without being locked into a specific term, and make transactions whenever you need them.

看到利率

与选择支票账户赚取高利率，没有费用，没有最低限度

Enjoy Arbor Financial's 选择检查 Account with no fees, 没有极限, and direct deposits up to 5 days early with 提前支付⁺. 您将获得每月未支付的股息，这通常与定期存款有关. +, 你的资金由NCUA提供联邦保险，你会感到安全而安心¹.

Earn High-Yield Dividends

当你的支票账户中有25万美元或更多时，你最多可以赚3美元.年* 50%.

No Fee 检查 and No Minimum Balance Requirements

享受免费支票和无最低余额要求的福利. 转账和使用你的支票账户，随你喜欢的多或少而定，低于250美元也不会被罚款,000.

提前支付 Up to 5 Days Early⁺

您可以提前五天免费使用符合条件的直接存款提前支付!

Visa借记卡

享受一个 Visa借记卡 with your choice of PIN as soon as you open your account.

Surcharge-Free ATM Access

在我们网络内的3万台免费ATM机中任意一台取钱. Find an ATM near you!

移动 & 网上网赌最好最大平台 Access

Manage your money through our easy to use 网上网赌最好最大平台, 移动网赌最好最大平台，以及互补的网络账单支付和远程存款功能.

Complimentary Checks

Enjoy complimentary checks on this account.

Overdraft Protection

报名参加 Overdraft Protection to avoid costly merchant fees.

Zelle®

使用 Zelle 通过手机网赌最好最大平台应用程序或网上网赌最好最大平台账户，方便快捷、安全地汇款.

选择检查 Account 资源

用这些额外的工具和资源来增长和管理你的财务.

投资ment Options

通过Arbor Financial的财富管理计划，您可以了解哪些投资计划可供选择.

当前CD费率 & 特价

检查今天的现行利率和特价为一个安全的和联邦保险的投资选择.

e服务

We make 网上网赌最好最大平台 easier than ever with eStatements.

Surcharge-Free ATM定位器

Find a surcharge-free in network ATM near you!

Frequently Asked Questions

To open your 选择检查 Account, 在线申请 or visit one of our branches across West Michigan:

您的社会安全号码或个人纳税人识别号码.
Your Driver's License, State ID, Military ID, or Passport.
如果您是用其他金融机构的资金开立新账户, you'll need their routing number and 帐号.
If you are opening your new account with a debit or credit card, you'll need the card number, 截止日期, 和CVV码.
Want another person to sign on the account with you? 他们需要输入并验证他们的个人信息.

你选择的支票账户余额越高，你赚的就越多.

为平衡 $250,000或以上 you earn a dividend of 3.50%的年⁺

为平衡 $249,999.99 下面 you earn a dividend of 0.01%的年⁺

股息是作为公司的部分所有者支付给信用合作社成员的款项. 通过向会员支付股息，我们可以将收入分配给业主. We pay our dividends monthly.

There is no minimum balance requirement, 然而, to earn the highest yield you must have at least $250,000 in your account.

Yes, your funds are federally insured through the NCUA 对于每个账户所有权类别，每个存款人最高可获得25万美元.

你的账户不会被收取每月的维护费用，这意味着你可以保留你赚的所有利息.

1. Funds are federally insured through the NCUA 对于每个账户所有权类别，每个存款人最高可获得25万美元.

* Arbor Financial Credit Union支票计划的年度百分比收益率(APY)按每日余额法计算. Dividends are compounded and paid monthly. 股息率和年利率是可变的，可能随时发生变化. Fees may reduce earnings on the account. APY shown is accurate as of January 1, 2024. Interest earned on daily balances of $250,000 or more. If the balance is below $250,000, you will earn 0.01%.

+通过提前付款服务，直接存款和其他自动清算所(ACH)信贷最多可提前5天存入您的账户. 提前支付服务取决于存款何时从发送方发起并由信用社接收, 我们不能保证存款会在预期的结算日期之前寄出. 信用合作社不负责由于不可预见的情况延误投寄. 信用合作社, in its sole discretion, may determine whether certain deposit payments, 矿床类型, or member accounts are excluded from the service. 提前付款的条款和条件可随时更改，恕不另行通知. Not applicable to business, loan, or mortgage accounts.